Pick your card / TD Bank
Best gift card stacks for the TD Bank Target Circle Card (Target Mastercard)
5% off at Target, including specialty gift cards; 1% elsewhere on the Mastercard version. Earns Cash back; this is a co-branded credit card.
34.6% best live stack: Lucy's Burgers at Sam's Club
What this card earns at each retailer
| Retailer | Card earn | Notes |
|---|---|---|
| Costco | 1% 1% (outside Target) | |
| Sam's Club | 1% 1% (outside Target) | acceptance not verified |
| BJ's | 1% 1% (outside Target) | acceptance not verified |
- The store-only Target Circle credit card works only at Target, so it does not apply to warehouse club deals. 2% dining and gas and 1% elsewhere are for the Target Mastercard only.
Top live stacks with this card
| Net | Gift card | The math | Found |
|---|---|---|---|
| 34.6% | Lucy's Burgers $19.91 for $30 at Sam's Club | 33.6% off + no portal + 1% card (1% (outside Target)) = 34.6% | samsclub.com, verified Oct 23, 2026 |
| 31.7% | Cold Stone Creamery $20.79 for $30 at Sam's Club | 30.7% off + no portal + 1% card (1% (outside Target)) = 31.7% | samsclub.com, verified Oct 23, 2026 |
| 31.7% | Cold Stone Creamery $20.79 for $30 at Sam's Club | 30.7% off + no portal + 1% card (1% (outside Target)) = 31.7% | samsclub.com, verified Oct 23, 2026 |
| 31.2% | Celtic Cowboy $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 23, 2026 |
| 31.2% | China Café $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 23, 2026 |
| 31.2% | Headshots Bar and Grill $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 23, 2026 |
| 31.2% | Ji-Roz $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 22, 2026 |
| 31.2% | Nalley Fresh $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 23, 2026 |
| 31.2% | Sushifork $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 23, 2026 |
| 31.2% | Up Roll Café $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 23, 2026 |
| 31.1% | Bahama Bucks $17.48 for $25 at Sam's Club | 30.1% off + no portal + 1% card (1% (outside Target)) = 31.1% | samsclub.com, verified Oct 23, 2026 |
| 31.1% | Bahama Buck's $20.98 for $30 at Sam's Club | 30.1% off + no portal + 1% card (1% (outside Target)) = 31.1% | samsclub.com, verified Oct 23, 2026 |
| 31.0% | Bahama Buck's $34.99 for $50 at Costco | 30.0% off + no portal + 1% card (1% (outside Target)) = 31.0% | costco.com, verified Oct 23, 2026 |
| 31.0% | California Pizza Kitchen $69.99 for $100 at Costco | 30.0% off + no portal + 1% card (1% (outside Target)) = 31.0% | costco.com, verified Oct 23, 2026; ends Nov 1, 2026 |
| 26.8% | Potbelly $37.12 for $50 at Sam's Club | 25.8% off + no portal + 1% card (1% (outside Target)) = 26.8% | samsclub.com, verified Oct 23, 2026 |
| 26.3% | Alamo Drafthouse $18.68 for $25 at Sam's Club | 25.3% off + no portal + 1% card (1% (outside Target)) = 26.3% | samsclub.com, verified Oct 23, 2026 |
| 26.1% | Krispy Kreme $22.48 for $30 at Sam's Club | 25.1% off + no portal + 1% card (1% (outside Target)) = 26.1% | samsclub.com, verified Oct 22, 2026 |
| 26.0% | Krispy Kreme $44.99 for $60 at Costco | 25.0% off + no portal + 1% card (1% (outside Target)) = 26.0% | costco.com, verified Oct 23, 2026 |
| 26.0% | inKind $74.98 for $100 at Sam's Club | 25.0% off + no portal + 1% card (1% (outside Target)) = 26.0% | samsclub.com, verified Oct 23, 2026 |
| 26.0% | Crew Carwash $74.98 for $100 at Sam's Club | 25.0% off + no portal + 1% card (1% (outside Target)) = 26.0% | samsclub.com, verified Oct 23, 2026 |
Card points valued at 1¢ each. No portal cashback appears in today's data for these deals. Check the retailer's terms and your card's network before buying.
Sources
- www.target.com, checked Oct 21, 2026: "Earn 2% on dining and gas purchases and 1% everywhere else outside of Target - Exclusive to Target Mastercard ... Get 5% off gift cards for travel, dining and more"
Card tile is a placeholder; no official card art found.
Get the daily digest
One email each morning with new live deals sorted by net. Free. Email signup is coming soon. Until then, follow the news RSS or new deals RSS.