Pick your card / Synchrony
Best gift card stacks for the Synchrony Sam's Club Mastercard
3% at Sam's Club for Plus members, 5% gas, 3% dining. Earns Sam's Cash; this is a co-branded credit card.
33.6% best live stack: Lucy's Burgers at Sam's Club
What this card earns at each retailer
| Retailer | Card earn | Notes |
|---|---|---|
| Costco | 1% 1% (other purchases) | |
| Sam's Club | 0% 0% (gift cards excluded) | Sam's Cash is not earned on gift cards bought at Sam's Club or SamsClub.com. |
| BJ's | 1% 1% (other purchases) | acceptance not verified |
- Gift cards bought at Sam's Club earn no Sam's Cash on this card, so it is not the card to use for Sam's gift card deals.
Top live stacks with this card
| Net | Gift card | The math | Found |
|---|---|---|---|
| 33.6% | Lucy's Burgers $19.91 for $30 at Sam's Club | 33.6% off + no portal + 0% card (0% (gift cards excluded)) = 33.6% | samsclub.com, verified Oct 23, 2026 |
| 31.0% | Bahama Buck's $34.99 for $50 at Costco | 30.0% off + no portal + 1% card (1% (other purchases)) = 31.0% | costco.com, verified Oct 23, 2026 |
| 31.0% | California Pizza Kitchen $69.99 for $100 at Costco | 30.0% off + no portal + 1% card (1% (other purchases)) = 31.0% | costco.com, verified Oct 23, 2026; ends Nov 1, 2026 |
| 30.7% | Cold Stone Creamery $20.79 for $30 at Sam's Club | 30.7% off + no portal + 0% card (0% (gift cards excluded)) = 30.7% | samsclub.com, verified Oct 23, 2026 |
| 30.7% | Cold Stone Creamery $20.79 for $30 at Sam's Club | 30.7% off + no portal + 0% card (0% (gift cards excluded)) = 30.7% | samsclub.com, verified Oct 23, 2026 |
| 30.2% | Celtic Cowboy $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 23, 2026 |
| 30.2% | China Café $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 23, 2026 |
| 30.2% | Headshots Bar and Grill $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 23, 2026 |
| 30.2% | Ji-Roz $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 22, 2026 |
| 30.2% | Nalley Fresh $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 23, 2026 |
| 30.2% | Sushifork $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 23, 2026 |
| 30.2% | Up Roll Café $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 23, 2026 |
| 30.1% | Bahama Bucks $17.48 for $25 at Sam's Club | 30.1% off + no portal + 0% card (0% (gift cards excluded)) = 30.1% | samsclub.com, verified Oct 23, 2026 |
| 30.1% | Bahama Buck's $20.98 for $30 at Sam's Club | 30.1% off + no portal + 0% card (0% (gift cards excluded)) = 30.1% | samsclub.com, verified Oct 23, 2026 |
| 26.0% | Krispy Kreme $44.99 for $60 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 23, 2026 |
| 26.0% | Jiffy Lube $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 23, 2026 |
| 26.0% | inKind $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 23, 2026 |
| 26.0% | Potbelly $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 23, 2026 |
| 26.0% | Alamo Drafthouse $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 23, 2026 |
| 26.0% | Sullivan's $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 23, 2026 |
Card points valued at 1¢ each. No portal cashback appears in today's data for these deals. Check the retailer's terms and your card's network before buying.
Sources
- www.synchrony.com, checked Oct 21, 2026: "Sam's Cash is not earned on the following purchases or transactions at Sam's Club or SamsClub.com: ... gift cards (including third party gift cards)"
- scene7.samsclub.com, checked Oct 21, 2026: "1% BACK IN SAM'S CASH ON OTHER ELIGIBLE PURCHASES"
Card image: issuer card art from www.synchrony.com.
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