Best way to buy Old Navy gift cards right now

At a glance

Where it's cheapest	BJ's
Net	6.0% saver mode, 1¢ per point
Does it stack	Yes: 2x warehouse club (e.g. Citi Double Cash / Costco Visa)
Last checked	Oct 23, 2026

Current best deal

6.0% net — $25 for $23.99 at BJ's

Last checked Oct 23

Component	Value	Notes
$23.99 for $25 face	4.0%
2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa)	2.0%	Assumes 1¢ per point
Net (saver)	6.0%	2 points per $1 with 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa)

Found on bjs.com · verified Oct 23, 2026 · BJ's membership required

Not worth a trip unless you were buying anyway.

Cheapest way to buy Old Navy gift cards

Best live stack per retailer, highest net first. Here's the math.

Retailer	Price	Stack	Net	Last checked
BJ's	$23.99 for $25	4.0% off + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa)	6.0%	Oct 23

Cheapest overall right now: BJ's at 6.0% net, assuming 1¢ per point.

FAQ

Where can I buy Old Navy gift cards at a discount right now?

Live deals we've recorded: BJ's (6.0% net). Net includes the base discount plus card points at 1¢ per point.

What's the cheapest price for Old Navy gift cards?

$23.99 for $25 of face value at BJ's, which is $95.96 per $100 before any card points.

Do these Old Navy gift card deals expire?

None of the live deals lists an end date. We recheck them and label a deal Expired once it ends.

Do I need a membership?

Yes for these listings: BJ's membership is required.

How is the net discount calculated?

Net is the base discount (1 minus price divided by face value) plus each public stack step, such as card points valued at 1¢ per point, portal cashback or fuel points. Targeted offers aren't counted.

How the stack works for Old Navy

Old Navy gift cards have been listed at bjs.com. Card points use 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa), valued at 1¢ per point. No portal cashback has been recorded for this brand yet.

To compare other discounted gift card sellers, see Gift Card Discounts (affiliate link). I may earn a commission at no cost to you. Disclosures.

Deal history

First seen	Source	Base	Net	Status	Dates
Oct 20, 2026	bjs.com	3.0%	5.0%	live	Last checked Oct 23
Oct 20, 2026	bjs.com	4.0%	6.0%	live	Last checked Oct 23
Oct 20, 2026	bjs.com	4.0%	6.0%	live	Last checked Oct 23
Oct 19, 2026	bjs.com	4.0%	6.0%	live	Last checked Oct 23

Dates use the last_checked and expires_at fields from the deal data. Expired deals stay listed.